Simkassa privacy policy
This policy explains what data the Simkassa Telegram bot and Mini App process, why it is needed and how users can manage their data.
Data we store
- Telegram ID, first name, last name, username and language code.
- Interface settings, family membership and invitations.
- Income, expenses, categories, balance, limits, reminders, receipt QR data, complaints and suggestions.
- Recognized voice message text when the transaction is confirmed.
Why the data is needed
Data is used for Telegram sign-in, shared budgeting, statistics, limits, reminders and support requests. Simkassa does not connect to bank accounts or receive card details.
Voice and receipt photos
A voice file is downloaded temporarily for recognition and deleted immediately. A receipt photo is processed in the browser and is not uploaded to the server. Decoded QR text is sent for validation and duplicate protection.
Who can see information
Members see only their family's budget data. The administrator has technical access for support and security. Data is not sold to advertising companies.
Storage and deletion
Core data is stored in PostgreSQL and backups are retained for up to 14 days. To correct or delete data, send a request through Complaints and Suggestions in the Mini App.
Policy changes
If the data collected or the way it is used changes materially, this page and its revision date will be updated.